Financing

Find out why it is worth

process a mortgage loan with us

Our purpose is to advise you and accompany you so that you achieve the approval of your mortgage loan and/or housing leasing in Colombia.

 

In Casa Propia Colombia the process to acquire your financing is designed so that you can acquire the credit that fits your needs and conditions abroad.

How to acquire it?

 

We have different lines of

Financing

Mortgage Credit

Housing Leasing

Remodeling

And a wide portfolio of options for you to find the ideal loan for you.

Our purpose is to make it easier for Colombians living abroad to acquire a home in Colombia.

A mortgage is a financial strategy that allows people to buy homes in a more economical and timely manner. Most homebuyers in Colombia from abroad finance their home purchases through a mortgage loan. This allows them to avoid paying interest on other forms of debt.

 

  • When applying for a mortgage loan in Colombia, you will have to go through a formal process. The most common way to apply for a mortgage in Colombia from abroad is online.
  • Many banks require you to complete an application form and provide documentation of your income, assets and credit history.
  • A mortgage is usually a long-term loan. This means you'll probably qualify for one if you have enough income and assets to secure it. Also, your credit score should be high enough to qualify for the loan terms you want.

 

This way, knowing all the steps to acquire and apply for the best mortgage loans in the country, you will be able to access one and get the property in Colombia that you like the most.

Housing leasing is a method of financing the acquisition of housing, in which the financial institution purchases the property and “leases” it to the applicant for a determined period of time (generally between 5 and 20 years).

Here are some BENEFITS:

  • In some cases, you can finance up to 90% of the value of the home.
  • The value of the down payment is a very small percentage. The property remains in the Bank's name, but you are responsible for all the expenses while you enjoy it.
  • It usually has lower interest rates.
  • It is a lease contract and the property you occupy does not register as either an asset or a liability in your accounting.
  • The purchase option is agreed upon at the beginning of the contract and is the last amount you must pay before transferring the property to your name or that of a third party.

Now, if you are interested in this financing method where you can increase your equity and also have that place in Colombia where you have always dreamed of being, you can count on us.

In Casa Propia Colombia we advise you from start to finish in your credit process for your new or used home from abroad.

Simulate your credit

CALCULATE YOUR CREDIT